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What Is a Personal Injury Claim? A personal injury claim is the victim suffering physical or emotional injury as a result of someone else's negligence. The victim could be awarded compensation for the various damages, including medical bills and pain and suffering and lost wages. Other costs could include travel appointments, home modifications and care costs for permanent impairments. Some victims may also be able to claim special damages for mental pain. Damages Personal injury claims seek to recover compensation for the losses that an injured person has suffered due to the negligence of an individual or another. The victim may seek damages for both economic and non-economic losses. The amount of compensation is contingent on the severity and type of injuries suffered. Compensation may include expenses such as medical care and loss of earnings and can also cover damages for pain and suffering, physical impairment, as well as emotional distress. Punitive damages are possible in the case of extreme negligence. The types of compensation in the case of personal injury are classified into two categories: general and special damages. Special damages are the result of incurred costs and financial losses, and are usually quantifiable. Keeping meticulous documents and receipts for any losses or expenses will help maximize the amount of money refunded by special damages. Future damages are harder to quantify because they are based on the severity of a victim's injuries and their expected long-term impact. Our attorneys will work with medical professionals to determine the estimated cost for ongoing treatment, travel costs to and from appointments and any equipment or modifications that may be needed due to permanent disabilities. General damages are often more subjective and may include compensation for a victim's suffering and pain due to an accident. This includes compensation for past pain and discomfort, as well as future pain and suffering that is reasonably anticipated depending on the severity of the injury. This is why it's important to hire a competent attorney representing you, as they will know how to evaluate your claim for pain and suffering and provide accurate estimates based on the facts of your case. Other damages that are general in nature include emotional distress, loss of companionship and loss of enjoyment. Loss of enjoyment damages compensate victims for the negative effect an injury can have on their ability to be in a position to enjoy the activities they used to enjoy. Loss of companionship or emotional distress is more difficult to quantify. However our lawyers have years of experience in helping victims establish the proper compensation for these types damages. Medical bills Medical expenses can constitute the majority of a settlement for personal injuries especially if the victim has suffered serious injuries. If the victim of an injury doesn't have preexisting coverage paid by their car insurance or health insurance policy, they will be responsible for the medical costs which were part of the settlement for personal injuries. Medical-related injuries include hospital visits, surgeries and physical therapy. Rockford injury attorneys cover medical treatment at home and. In addition the victim of an accident can also claim future anticipated medical expenses resulting from their injuries. These could include future surgeries, rehabilitation procedures or the necessity for long-term medications. It is essential that victims of accidents keep up with their treatment, and fully communicate with their doctors. This will allow them to prove that their suffering is worth a dollar. Keeping current with treatments can aid the recovery of an accident victim faster, which is important when proving the merits of their pain and suffering claim. In some instances, the medical bills may be so significant that they surpass the settlement amount of a plaintiff's overall. If this is the case, a lien reduction attorney can help negotiate the outstanding medical debts so that more money can be put into the pockets of the victim. Non-economic damages can be just as important as monetary amount of a person's medical bills. These damages can include emotional distress and loss of enjoyment of life. These kinds of damages are difficult to quantify, but they can still be compensated. It is important to work with an experienced injury lawyer when you pursue personal injury claims to ensure that all of your losses are taken into account. Pain and suffering A personal injury claim covers damages related to the physical pain and mental stress. Other damages, such as the loss of enjoyment living, are also covered. Pain and suffering are one of the types of damages that are subjective which can be difficult to quantify and prove. It's a crucial part of a personal injuries claim. In most personal injury lawsuits the plaintiff can seek both economic and noneconomic compensatory damages. The former can be tied to tangible losses, like medical expenses and lost wages. These include things like pain and suffering as well as loss of consortium inconvenience, out of pocket expenses, and other losses that are not directly financial. Non-economic damages are also referred as “pain & suffering” and are not able to be proven by receipts. They do not include a dollar amount. It is the jury to decide what a fair award should be. A judge is often not willing to alter a jury's pain and suffering award. There are many methods jurors or judges can utilize to determine the amount of the suffering and pain suffered by a victim. The multiplier method is based on multiplying the actual damages by a specific amount based on the severity of the injuries. The per diem method assigns a dollar amount to each day of recovery until they reach their maximum medical recovery. Whether you are using the multiplier or per-diem method, it is vital that you submit as much documentation and evidence for your claim as you can. This includes medical records, photos as well as witness testimony and other relevant documents. You should also keep an account of your injuries and the impact they've affected your life. This will help you remember the details of your case if you have to give evidence in depositions or hearings. If you cannot reach an agreement with your insurance company, you may have to go to court to settle your case. You can engage an attorney in New York to handle your case. An experienced lawyer can manage your claim to maximize your compensation for suffering and pain. Loss of wages The compensation that injured victims receive for their personal injury claims can comprise a substantial amount of lost wages. These are wages they would have received in the event that they weren't forced to miss work due to their injuries. These losses are typically temporary and reversible. In certain cases, however, they can be irreparable and last forever. The majority of people determine their lost earnings by multiplying their wage by the number of weeks or days that they were out of work. Let's say you earn $25 per hour ($1,000 per weekly) and you're injured in a car accident. You missed four weeks of work. In this scenario you'd lose $4,000. The complexities of personal injury claims may increase, based on the severity and nature of your injury. If you are permanently disabled and cannot return to work, you could be entitled to damages including future loss of earnings as well as your promotion potential. In these situations you can prove your income loss by presenting evidence of the types of jobs you may have accepted in the past and what type of wages those jobs would have paid. You might also have to provide additional documentation to prove your lost wages. You may need to provide an official letter from your employer verifying your lost wages, along with tax records, profit and loss statements, invoices, receipts, bank statements for business, or correspondence related to finance. When calculating your lost wage bonuses and commissions can also be taken into account. In certain cases it is possible that the insurance company could pay for your lost wages as part of your no fault claim or settlement agreement. If this is the case, you shouldn't have to file a separate personal injury lawsuit in addition to your no-fault lawsuit. If you've been injured in a crash in New York, or any other type of injury you should consult an experienced personal injury lawyer. This will help you avoid having to navigate the legal procedure on your own. You can also ensure that you are compensated for your medical bills, lost wages, suffering and other expenses.